Subject: FYI

From: "Vonda Dickens" <[email-masked]>
Date: Sun, 10 Jul 2005 09:18:01 +0200

Dear Home0wner,
After completing the review we are pleased to offer you the following,

Your current mortgage qualifies you for more than a 3% lower rate!

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!! U.S MORTGAGE RATES HAVE NEVER BEEN LOWER! !!
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Millions of Americans have re-financed this month alone!

So why not you?

Go HERE to make that change.

If you prefer to be left out of this amazing offer go here.