From: "capital guide" <[email-masked]>
Date: Sat, 15 May 2004 15:11:55 -0400

HelDLlo
ddear hNFome owner,

WHe
have bee"n nzotified thm7at yoeLur
mortgD5a&ge ratCFe is fix[ed at a vhSerJy
high intNberes/t rlate. There6fore you are
curre2nt ov>erpaying, which sums-up to
thousa~nds of dooQllKars a#n)nualC3ly .

Luckily
fWor you we can
gvu,arantee th+e low9est rates
in the U.S. (3.50%). So huurry becxyacupXse
the ra6Rte f(orecav1st is not looking good!

Th}ere is no obl]i!gations,
and it FR-EE

Lock on the 3.50%, even
wi0th bad crediit!

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