Subject: Become one of the low 3.25% rates

From: Frankie Young <[email-masked]>
Date: Thu, 10 Feb 2005 11:59:26 -0300 EST

Dear Homeowner

You have been pre-approved for a $400,000 Home Loan at a 3.25% Fixed Rate.
This offer is being extended to you unconditionally and your credit is in no way a factor.

To take Advantage of this Limited Time opportunity

All we ask is that you visit our Website and complete
The 1 minute post Approval Form

http://lowrate-specialist.com/x/loan.php?id=ns1

Sincerely,

Alphonse Soto
http://lowrate-specialist.com/x/loan.php?id=ns1
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